
Buyer FAQ
Buying in Bali, answered.
Ownership structures, zoning, diligence, process and costs: a working reference for buyers. General information, not legal or tax advice.
Questions
22 Answered
Topics
6 Areas
General
How we work and what to expect.
What does Dika Property Bali actually do?
Sourcing, viewings, negotiation and completion for villas, land and hotels across Bali. You deal directly with the broker handling the property.
Do you only offer what is on the website?
No. Much of what we place never gets published. Tell us what you are after and we will say what we can and cannot find.
Who do you typically work with?
Investors buying to let, developers and operators after land and hotel sites, and families buying a home or holiday base. Local and overseas, first purchase or fifth.
Where in Bali do you cover?
The whole island. Most inventory sits in Canggu, Uluwatu, Ubud, Tabanan, Nusa Dua and Sanur, with selected opportunities on Lombok.
Ownership structures
How foreign and Indonesian buyers legally hold property.
Can a foreigner own freehold property in Bali?
Not in their own name: freehold is reserved for Indonesian citizens. Foreign buyers use leasehold, Hak Pakai with a residence permit, or a PT PMA company holding Right to Build title. We walk you through which fits your plan.
How long does a leasehold actually run?
Commonly 25 to 30 years with an extension agreed up front. Extensions are contractual, not automatic, so they must be negotiated and drafted well at purchase.
What is a PT PMA, and when do I need one?
An Indonesian company with foreign ownership. You need one for company-held title or a legal rental or hotel business. For a personal-use leasehold villa, you usually do not.
What should I avoid?
Nominee arrangements. They sit outside the law's protection: if tested, the registered owner keeps the land. We do not arrange them.
Zoning & due diligence
The checks that make a purchase safe.
What does zoning mean for my purchase?
Zoning decides what you may build and run: green zones restrict building, residential zones suit villas, tourism zones permit hotels and commercial use. A clean certificate still fails if the zone blocks your plan.
How do I check a plot's zone?
Written confirmation for the specific parcel from the planning office, not the listing description. It is the first check on any land purchase.
What does due diligence cover?
Certificate and title, charges and disputes, zoning and permits, boundaries and legal access. A notary (PPAT) leads the formal checks against land-office records.
Do existing buildings need permits?
Yes, matching what is actually built. A villa extended beyond its permit is a problem you inherit, so it is checked before you commit.
Process & timing
What a purchase looks like start to finish.
What are the steps to buying?
Structure first, then shortlist, terms in writing, diligence, signing and payment, registration. Signatures come last.
How long does a purchase take?
Depends on the structure. Clean leasehold completes fastest; company setups and larger land take longer. We set out a realistic timeline at the start.
Is anything paid before diligence?
Terms go in writing first, and any deposit should be conditional on diligence. If a check fails, you walk away with your money.
Do I need to be in Bali to buy?
Not for most of it. Viewings run by video and the notary advises what needs your presence or a power of attorney. We still recommend standing on the property before you commit.
Costs & taxes
What to budget beyond the headline price.
How is land priced in Bali?
Per are: 100 square metres. A hectare is 100 are. Once you know the unit, plots compare cleanly.
What costs sit beyond the purchase price?
Buyer-side transfer tax, notary fees, possible VAT from registered developers; the seller carries their income tax. Confirm current rates with an Indonesian tax advisor.
What are the ongoing obligations after buying?
Annual land and building tax (PBB), lease payments if leasehold, company reporting if PT PMA, rental licences if letting.
Villas & rentals
Buying to live, to let, or to build.
Off-plan or ready villa: which should I buy?
Off-plan costs less but you carry delivery risk: the developer's track record is the real product. Ready villas cost more, and you inspect exactly what you get.
Can I legally rent my villa out?
A commercial rental needs the right licence, usually a PT PMA for foreign owners. Decide before you buy: it shapes the structure.
Villa, land, or development site?
A villa earns or houses you now. Land suits building or holding. A development site is a project, with the workload and returns that implies. Be honest about your appetite for effort and the choice makes itself.
Not covered here?
Ask us directly.
Specific situations deserve specific answers, usually the same day.

